Average Middle Class American retired seniors are not wealthy and have limited funds for retirement… Social Security, equity in their house, perhaps a 401K account and even a few other assets. Some may also own a life insurance policy.

Are you currently a senior discovering how rising prices are taking a bite out of your monthly budget? Perhaps you are considering about cutting back on your monthly obligations… even thinking about letting go or lapsing your premium payments of your life policy. After all the years planning for your retirement and now in your Golden Years you may have to make sacrifices and resort to cutting back. You are not alone, like millions of seniors on a fixed income, you may have to make choices. Word of caution! Don't let your life insurance policy premium lapse before you find out what it's worth on the secondary market. Did you know that a life policy can be sold for a lump sum cash settlement, even a term life policy with a conversion feature and no cash value? This is true!

You may have found a hidden treasure you never knew you had. The good news is, selling a life Insurance policy is like selling any other asset. It's a simple transaction between a buyer and a seller. It's that easy! Just imagine when the papers are signed, the ink is dry and the money is in your bank…this money never has to be repaid. This is a cash settlement that has no strings attached or stipulations. Basically, it's found money that could help make a difference in retirement with Long Term Care, or whatever you wish to do with it.

This extraordinary opportunity is offered to seniors age 65 or older for life Insurance policies with a minimum policy face amount of 100 thousand dollars or more. By all means, don't surrender the policy to the issuing insurance company for a far lesser amount or don't let the policy lapse by not continuing to make payments before you find out how much an interested buyer will offer you for it. Letting your policy lapse is like throwing money in the trash. That may sound crazy, but most uninformed policyholders do exactly that. What a shame after all those years of diligently making their premium payments every single month. Be smart and informed and find out the true value of your Life Insurance Policy. I always say, "You owe it yourself to find out."